More than 8 in 10 people have successfully negotiated a lower APR. Here’s what to say when you call your bank.

This top-rated Wells Fargo credit card offers nearly two years of breathing room. See why it won our 2025 award for best 0% ...

Learn why this Wells Fargo card earned our 2025 Award for Best 0% Intro APR Card, with nearly two years of interest-free ...

Take advantage of these credit cards and pay zero interest on new purchases or balance transfers for up to 21 months.

Explore the Aven Card: a credit card with a HELOC, offering limits up to $250,000 and low APR. Unlock your home equity for ...

The rate on a 30-year fixed refinance climbed to 6.62% today, according to the Mortgage Research Center. Rates averaged 5.54% for a 15-year financed mortgage and 6.35% for a 20-year financed mortgage.

Learn how credit scores influence car loan interest rates in 2025.

Penalty APR. If you have a returned payment or your payments become 60 days late, your card issuer might charge a penalty APR, which can be higher than your standard purchase APR.

You may be able to secure a 0% APR offer by requesting one from your credit card issuer. Offers are generally for balance transfers, but some issuers also offer pay-over-time plans or credit line ...

With the standard APR being so high, it’s important to pay down the card balance before the 0% APR ends. 0% APR offers are generally reserved for new cardholders, so it’s unlikely that the ...

Purchase APR is determined by several factors, some that are within your control and some that aren’t. What’s out of your hands: the prime rate, which is influenced by Federal Reserve policy.